Business Owners Package Insurance
Representing Erie Insurance Group Since 1982.
Business Owners Package policy, commonly called a “BOP” contains many of the insurance coverages needed by most small businesses. While these policies are not standard, there is great variation from insurance company to insurance company; there are certain common elements. The basic BOP offers business property for both building and contents, and liability insurance protection for the operation of your business. This liability protection will generally include both the operation of your business, at its established location, and the liability from your products or completed operations.
Some, but not all of the policies, will also offer business income and extra expense protection after an insured loss. BOP policies do not contain all of the coverages needed by a small business. Notably they do not cover any workers’ compensation, professional liability, or business vehicle coverage.
Lanyi Insurance provides the following types of business insurance protection:
- Builder's Risk Insurance
- Business Interruption Insurance
- Business Owners Package Insurance
- Commercial Auto Insurance
- Commercial Earthquake Insurance
- Commerical Property Insurance
- Commercial Trucking Insurance
- Commercial Umbrella Insurance
- Contractor's General Liability Insurance
- Directors and Officers Liability Insurance
- Employment Practices Liability Insurance (EPLI)
- Garage Insurance
- General Liability Insurance
- Hotel & Motel Hospitality Insurance
- Kidnap & Ransom Insurance
- Liquor Liability Insurance
- Medical Malpractice Insurance
- Product Liability Insurance
- Professional Liability (Erros & Ommissions) Insurance
- Restaurant & Bar Insruance
- Special Event Insurance
- Surety Bonds
- Technology Insurance
- Wholesalers & Distributors Insurance
- Workers' Compensation Insurance